Welcome to Discount Fashion Online… Sorry We do not accept offers or Installment Plans. Firm Price… Yes Mark stamp and tested Saudi gold, Good size Good weight but please don’t expect chunk of gold! Pendant is 22K but chain 21k color match. Very pretty in person This can be a Great for gift. Please keep in mind all items may appear larger than actual size in the photos. All items comes with box (not Display Box). Please don’t send offers if you have NO Fund or plans to pay, save your time and ours. All items will come with company DiscountFashionOnline tag attached. Yes you can have the item check in accredited Jewelry shop ONLY and NOT in pawnshop if in doubt of authenticity. Please do not TEST the item your self have professional do it with certificate issue. Please Do not Damaged, Broke, Altered the item and return to us. Remember We dont sell Fake, Plated or Filled. So please inspect it first everything before removing the tags. Happy shopping and Enjoy your Jewelry.